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Common mid-level retail BD role with 2–5 years experience increases applicant competition.
Sales skills transferable, but gold-loan banking product knowledge and regulatory context increase industry specificity.
Explicit 2–5 year requirement and product-specific lending experience imply moderate shortlisting strictness.
Drive growth of gold loan portfolio by evaluating customer financing needs and recommending lending solutions to support business objectives and portfolio quality.
Identify and generate new sales opportunities through market research, cold calling, networking, and leads from the bank.
Plan and execute sales and marketing activities in assigned areas, organize client meetings, support branches in customer engagement, and participate in events to promote the bank's products.
Work Experience Required: 2 to 5 years in business development or related sales roles.
Qualification: Graduate degree in any specialization.
Must have experience in sales and marketing activities relevant to financial products.
Location/notice period: Not explicitly mentioned in the JD.
Proven ability to generate and grow loan portfolios through active prospecting and customer engagement.
Experience working collaboratively with branch teams to meet sales targets and cross-sell financial products.
Strong focus on market research and client relationship management within assigned territories.