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Tata brand plus generalist SME RM role increases competition, non-metro Dibrugarh lowers applicant density.
Requires SME lending and financial product experience, limiting cross-industry transferability.
No explicit years but mandates SME sales experience and compliance, implying moderate shortlisting strictness.
Originate and acquire new SME/infrastructure business prospects, managing proposals through to disbursement.
Drive revenue by identifying opportunities with existing SME clients and cross-selling retail banking financial products including leasing, insurance, and wealth solutions.
Maintain portfolio quality by managing early delinquencies and ensuring compliance with regulatory requirements and internal policies.
Minimum education: Graduate or Post Graduate in any discipline.
Experience Required: Not explicitly mentioned in the JD.
Domain experience: SME and infrastructure sector business acquisition and management.
Must ensure compliance with regulatory requirements relevant to SME banking.
Experience in originating and closing SME banking business within direct or open market channels.
Skilled at cross-selling multiple financial products including retail banking, leasing, insurance, and wealth management to SME clients.
Able to maintain portfolio quality by managing early defaults and complying with evolving regulatory standards.