Back
Login to See Your Match Score
Create a free account or log in to unlock your CV match score across:
Metro location and generalist account management title increase competition despite niche underwriting requirements.
US residential mortgage underwriting is highly specialized, limiting cross-industry portability.
Mandatory 2+ years US mortgage underwriting experience and specific systems increases filtering.
Review and analyze 1003/URLA loan applications and supporting documents to make independent underwriting decisions compliant with guidelines.
Evaluate borrower income, creditworthiness (4 C’s), collateral, and property details including appraisal and title reports.
Manage underwriting workflow, communicate loan decision status, and produce detailed summaries and reports using LOS platforms (preferably Encompass).
Minimum 2 years of US Residential Mortgage Live Underwriting experience required.
Strong knowledge of 1003/URLA documentation mandatory.
Experience with DU/AUS required; Non-QM / DSCR experience preferred but not mandatory.
Education: HSC or Graduate passouts are eligible.
Experienced in thorough income, credit, asset, and liability analysis within residential mortgage underwriting.
Comfortable making independent underwriting decisions based on risk assessment and regulatory compliance.
Familiar with loan origination systems (preferably Encompass) and coordinating cross-functional workflows in mortgage lending.