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Tier-1 brand, metro location, mid-level generalist role increases candidate competition.
Strong banking credit expertise required makes role less transferable across industries.
Requires professional finance qualifications and credit underwriting skills, so moderately strict shortlisting.
Conduct accurate and timely credit analysis of corporate and financial institution counterparties, including writing rating reports and credit reviews.
Monitor and manage assigned international credit portfolios, oversee exposure limits and covenant compliance, and collaborate with Credit Officers (KCP) and other stakeholders for credit decision-making.
Support credit documentation processes, participate in live trade assessments, regulatory compliance, and ad-hoc portfolio projects related to industry, audit, and regulatory developments.
Relevant professional qualifications such as MSc, MA, MBA, CA, CFA, etc.
Relevant work experience in credit underwriting.
Strong skills in financial statement analysis, financial ratios, cash flow projections, and accounting.
Work Experience Required: Not explicitly mentioned in the JD.
Analytical professional familiar with credit underwriting for corporate and institutional clients, adept at financial analysis and forecasting.
Experience working in a complex banking or financial environment with exposure to international portfolios and multi-stakeholder collaboration.
Ability to leverage AI tools responsibly to enhance productivity and optimize workflows within credit risk management processes.