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Strong brand, common branch manager title, and broad sales plus operations requirements increase applicant competition.
Gold-loan appraisal, compliance, and branch sales expertise are industry-specific and have low cross-industry transferability.
Regulatory compliance, gold-appraisal skills and sales targets impose moderate filtering without strict years requirement.
Drive growth of gold loan portfolio through local sourcing, branch walk-ins, and cross-selling, achieving monthly targets for loan disbursement and revenue.
Oversee all branch operations including gold appraisal, loan processing, cash management, and compliance with regulatory standards.
Lead and develop branch staff, manage portfolio quality, control NPAs, and maintain branch profitability and financial metrics.
Graduate degree required; preference for Commerce, Finance, or Business degrees.
Experience in gold loan operations and appraisal is mandatory.
Proven track record in sales, business development, and branch operations management.
Work Experience Required: Not explicitly mentioned in the JD.
Experienced in leading branch level sales and operations within financial services, especially gold loans.
Strong capability in managing customer relationships and ensuring compliance in a risk-sensitive environment.
Ability to analyze financial metrics and drive profitability while managing a team and local market dynamics.