Loan Officer - Retail MFB - Sales - Ghoghamba - Vallabh Nagar Society - J Grades
Tata Capital Limited (company site, opens in a new tab)0–5 yrsVadodaraOn-siteDirect career pageEst. 2–4.5 LPA
Posted on 8 Sept
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Job description
Structured overview of role & requirements
About This Role
- Achieve loan disbursement targets while minimizing delinquency rates.
- Develop and manage teams across assigned territories to increase market penetration and geographical expansion.
- Manage loan portfolio quality including disbursement, repayment tracking, delinquency control, field visits, and client relationship building.
Minimum Requirements
- Work Experience Required: Fresher up to 5 years as a sales officer in microfinance business.
- Graduate degree in any discipline.
- Basic understanding of microfinance business and Joint Liability Group (JLG) model preferred.
- Not explicitly mentioned: notice period and strict location requirements.
Ideal Candidate Profile
- Experience in sales roles specifically within the microfinance sector with knowledge of JLG operations.
- Demonstrated ability to manage portfolio quality including delinquency and fraud control.
- Capable of team development and executing field operations for loan disbursement and collection.