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Tier-1 bank, metro Mumbai location, and common credit-associate title amplify applicant competition.
Credit underwriting is domain-specific, limiting cross-industry transferability.
Requires professional finance qualifications and credit underwriting skills, but no explicit years, so medium strictness.
Perform credit analysis of corporate and financial institution counterparties including business and financial risk assessment using financial models and peer analysis.
Prepare credit rating reports and recommendations; participate in live trade credit assessments and documentation.
Monitor assigned international credit portfolios for rating changes, market/industry developments, and manage credit limits and covenants ensuring compliance.
Relevant professional qualifications such as MSc / MA / MBA / CA / CFA.
Work Experience Required: Relevant experience in credit underwriting (specific years not explicitly mentioned).
Strong accounting background including financial ratios, financial statement analysis, and cash flow projections.
Location requirement: Mumbai, India.
Experience working with both financial institutions and corporate credit portfolios involving international exposures.
Ability to interact effectively with credit officers (KCP), business, operations and risk teams for coordinated credit risk management.
Comfortable working in a regulated banking environment, executing credit portfolio monitoring, limit management, and supporting credit documentation.