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Tier-1 brand, Mumbai metro, and a common mid-level finance-manager role increase applicant competition.
Strong lending, ECL and regulatory reporting focus reduces cross-industry transferability.
Requires specialized finance skills, regulatory reporting experience and specific systems (FinnOne, SAP, Hyperion), increasing filter strictness.
Lead accounting for lending portfolios including revenue recognition, exempt income, and technical write-offs.
Support credit loss provisioning, effective interest rate calculations, and asset quality validation.
Manage reconciliations across multiple financial systems and prepare financial & regulatory reporting submissions.
Experience in lending portfolio accounting and revenue recognition.
Familiarity with systems like FinnOne, Bancs, SAP ECC6/R3, and Hyperion required.
Knowledge of ECL provisioning, EIR amortization, and regulatory reporting (RBI / NHB).
Work Experience Required: Not explicitly mentioned in the JD.
Strong domain experience in retail and corporate lending finance operations.
Detail-oriented with ability to manage complex reconciliations and data integrity across multiple systems.
Capable of preparing compliance and audit documentation aligned with RBI, NHB, and internal audits.