Senior Life Underwriter
Ethos (company site, opens in a new tab)5–7 yrsBengaluruOn-siteDirect career pageEst. 10–18 LPA
Posted on 7 Sept
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Job description
Structured overview of role & requirements
About This Role
- Evaluate and decide on life insurance applications by assessing medical history, physical condition, occupational hazards, and financial background.
- Communicate underwriting decisions clearly both verbally and in writing to stakeholders.
- Drive process improvements while ensuring mortality expectations and efficient independent handling of assigned underwriting requests.
Minimum Requirements
- 5+ years of experience in medical Life/Health Underwriting, US-based underwriting experience is a plus.
- Experience in assessing Attending Physician Statements (APS) and Electronic Health Records (EHR) highly preferred.
- Knowledge of risk selection covering medical, non-medical, and financial aspects.
- Work Experience Required: 5–7+ years in relevant underwriting roles.
Ideal Candidate Profile
- Experienced in underwriting both term and permanent life insurance products with a track record of independent decision-making.
- Comfortable working with ambiguity and minimal direction in a collaborative environment.
- Familiarity or progress towards industry designations such as LOMA, ALMI, FMLI, ALU, or FALU enhances candidacy.