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Tier-1 brand, mid-level product title, metro location, and 5+ years create high competition density.
Lending risk product demands domain-specific fintech and credit experience, limiting cross-industry transferability.
Explicit 5+ years product experience and fintech lending/regulatory requirements increase screening rigor.
Own and drive the product roadmap for unsecured merchant lending risk products, ensuring balance between aggressive growth and credit quality.
Build, scale, and manage core risk infrastructure including rule engines, decision engines, model orchestration, audit logs, explainability, and policy versioning.
Lead and manage a team of credit risk analysts responsible for underwriting, risk, fraud, and monitoring in merchant lending.
5+ years of product management experience in consumer or fintech industry.
Strong experience in unsecured merchant or SME lending is preferred.
Work Experience Required: 5+ years in relevant product management roles.
Other mandatory requirements: Not explicitly mentioned in the JD.
Experienced in leading credit risk products focused on unsecured merchant lending within fintech contexts.
Strong analytical and structured thinking capability to manage complex risk and compliance frameworks.
Comfortable working collaboratively with risk, data science, engineering, and business teams to drive product strategy and execution.