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Tier-1 brand, generic SME sales title, unspecified experience, metro location, and broad cross-selling needs increase competition.
Requires specific banking product and SME relationship experience, limiting easy cross-industry transferability.
No explicit years or certifications but banking product expertise and relationship skills are required.
Provide working capital and other financial solutions to clients using fund and non-fund based products like Cash Credit, Demand Loan, Buyers Credit, LC, BG.
Grow and manage the assigned portfolio by increasing book size and profitability through cross-selling banking products and building relationships with key client stakeholders.
Collaborate with branch banking to acquire new customers, monitor competition, and enhance brand presence in the small business enterprise segment.
Work Experience Required: Not explicitly mentioned in the JD
Mandatory Skills: Knowledge of fund and non-fund based banking products such as Cash Credit, Demand Loans, LC, BG, Trade Finance.
Location or Onsite Requirements: Not explicitly mentioned in the JD
Educational or Regulatory Requirements: Not explicitly mentioned in the JD
Experienced in client relationship management within banking, targeting small business or enterprise segments.
Strong understanding of working capital solutions and trade finance products with ability to analyze client business models and cash flows.
Capable of coordinating across functions (e.g., branch banking and operating units) to customize banking solutions and drive portfolio growth.