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Tier-1 brand plus common Relationship Manager sales role yields moderate applicant competition.
Specialized agri/MSME lending and credit-analysis needs limit cross-industry transferability.
Domain-specific MSME/agri lending and credit-analysis requirements make shortlisting strict.
Source and manage working capital loans for Agri-related MSME industries, targeting monthly disbursement pipelines with ticket sizes ₹2 crore to ₹25 crore.
Achieve at least 3 new loan cases per month and generate a minimum of 2 new leads daily through active field engagement (80% field).
Build and sustain relationships with intermediaries (CAs, financial consultants, DMAs, bank branches) and coordinate with internal teams (credit, trade finance, legal, operations) to ensure smooth loan processing and customer satisfaction.
Work Experience Required: Not explicitly mentioned in the JD
Strong knowledge of working capital finance, balance sheet analysis, and mortgage lending legal/property aspects.
Fluency in English, Hindi, and local language mandatory.
Field-intensive role requiring approximately 80% fieldwork and 20% office work.
Candidate thrives in field-heavy roles demanding strong networking, negotiation, and follow-up capabilities.
Experience or domain familiarity with MSME and Agri-related loan products, especially working capital finance.
Demonstrates operational ownership by managing pipelines and collaborating across multiple internal teams for delivery.