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Tier-1 brand, generic Relationship Manager title, and mid-level commercial role drive high applicant competition.
Highly domain-specific agri/MSME lending and loan-sourcing skills limit easy cross-industry transferability.
Requires specific agri/MSME lending, credit analysis, and target delivery skills but lacks explicit years or certifications.
Source and manage working capital loan facilities for Agri-related MSME sectors, targeting monthly disbursement pipeline of ₹2 crore to ₹25 crore.
Achieve minimum 3 new cases and 2 new leads daily through effective lead generation, networking, and conversion.
Coordinate with internal teams and external partners to ensure seamless service delivery and timely resolution of customer requirements and complaints.
Experience in MSME segment focusing on Agri-related industries, food processing, or manufacturing sectors - Not explicitly quantified in years.
Knowledge of working capital finance, balance sheet analysis, and mortgage legal/property aspects is mandatory.
Strong communication skills in English, Hindi, and the local language.
Field-intensive role requiring 80% field work and 20% office work.
Strong networking and negotiation skills evidenced by relationship management with CAs, financial consultants, DMAs, and bank branches.
Proven ability to consistently generate and convert leads to meet business targets (3 new cases/month, 2 leads/day).
Experience working in cross-functional teams within banking (credit, trade finance, treasury, legal, operations) for end-to-end service delivery.