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Tier-1 brand and Mumbai metro increase competition, seniority and niche credit underwriting moderate it.
Specialized banking credit underwriting and regulator-facing responsibilities limit cross-industry transferability.
Explicit 12+ years, regulatory engagement, and specialized credit underwriting skills drive strict filtering.
Lead underwriting, credit approvals, and monitoring for a portfolio of institutional clients primarily in the public sector including governments and government-owned entities.
Manage and develop a team of underwriting analysts, ensuring accuracy and quality of credit memos, and addressing workload and staffing challenges.
Partner with front office, risk, regulators, and audit teams to structure transactions, negotiate documentation, and support strategic initiatives in credit risk management.
12+ years of risk or credit-related experience in banking/financial institutions.
Bachelor's degree required; Master's degree preferred.
Proven ability to engage effectively with regulators, internal audit, and control functions.
Work Experience Required: 12+ years in credit/risk-related roles.
Experienced credit risk professional with strong skills in underwriting and risk assessment for complex financial and capital markets products.
Demonstrated ability to lead teams and manage portfolio risk with a focus on public sector institutional clients.
Skilled in building partnerships across business, risk, and regulatory stakeholders and capable of making decisions under pressure in a complex environment.