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Tier-1 employer, metro posting, mid-level generalist role and broad skills create high candidate competition.
Heavy banking domain and regulatory expertise (RBI, NPCI, core banking) limits cross-industry transferability.
Explicit 4–7 year requirement plus mandatory core banking, regulatory, and BRD/UAT skills increases strictness.
Own and optimize retail banking processes across deposits (CASA/TD/RD), lending (PL/Auto/Home/Cards), and payments (UPI/IMPS/NEFT/RTGS/Cards/ACH) from discovery to continuous improvement.
Lead creation and maintenance of BRD/FRD, process maps (BPMN), SOPs, SLAs, and control frameworks ensuring regulatory compliance and stakeholder alignment.
Drive UAT planning and execution, process metric implementation, risk & compliance reviews, and facilitate training and change adoption for business/operation teams.
3–5 years experience in retail banking process consulting with exposure to deposits, lending, or payments; 4-7 years preferred.
Postgraduate/Professional degree required; BE/BTech/MBA specifically mentioned.
Mandatory skills: Core Banking (e.g., Finacle/Flexcube), Business Analysis (BRD/FRD documentation, BPMN mapping), and strong regulatory knowledge (RBI, KYC/AML, FATCA/CRS, NPCI guidelines, Fair Practices Code, IRAC norms).
Work Experience Required: 3-7 years in retail banking process consulting as stated. Notice period not explicitly mentioned.
Experienced in cross-domain retail banking processes with ability to translate business needs into functional requirements and coordinate across business, operations, risk, and technology teams.
Familiar with regulatory frameworks and compliance related to Indian banking standards and payments ecosystem.
Skilled in process optimization techniques such as Lean/Six Sigma and hands-on in UAT leadership and process metric tracking for continuous improvements.