Loan Officer - Retail MFB - Sales - Bahjoi - Babrala Road - J Grades
Tata Capital Limited (company site, opens in a new tab)0–5 yrsUttar PradeshOn-siteDirect career pageEst. 2–5.5 LPA
Posted on 3 Sept
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Job description
Structured overview of role & requirements
About This Role
- Achieve loan disbursement targets while minimizing delinquency by identifying and disbursing loans to Joint Liability Groups in assigned territories.
- Lead and manage teams across territories to deepen market penetration and expand geographical operational areas.
- Manage disbursement, repayment, delinquency, and collections, including regular field visits, center meetings, and follow-ups on overdue loans.
Minimum Requirements
- Work Experience Required: Fresher to maximum 5 years experience as a sales officer in microfinance business.
- Graduate in any discipline.
- Basic understanding of microfinance business and Joint Liability Group (JLG) model preferred.
- Not explicitly mentioned in the JD: Notice period or strict location constraints.
Ideal Candidate Profile
- Experience or exposure to microfinance sales and client relationship management in Joint Liability Group model.
- Ability to lead or manage teams for market expansion and achieve sales/disbursement targets.
- Operational focus on portfolio quality management including delinquency control and collections.