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Strong Tier-1 brand and metro location increase applicant density, but role is specialized.
Role requires deep wholesale credit and banking domain expertise, limiting cross-industry transferability.
Explicit 9-12 years requirement plus mandatory wholesale credit and Credit Officer skills increase filtering strictness.
Accountable for resolution of credit risk issues and corrective action plans across Institutional Credit Management (ICM).
Support portfolio management by identifying operational improvements, establishing guidelines, and enhancing client experience through simplification and anomaly reduction.
Drive adoption and continuous improvement of Credit Risk Process Digitalization platforms, oversee project completion, and leverage AI/ML tools to optimize credit processes.
9-12 years of experience in Banking or Financial Industry with deep knowledge of Wholesale Credit Processes and Credit Risk Value Chain.
Mandatory skills include Credit Officer (CO) level capabilities, thorough knowledge of Credit risk systems, and advanced proficiency in Microsoft Office.
Educational qualification: BA/BSc in Finance or Accounting or higher degree in Business (MBA), CFA, or related fields.
Work Experience Required: 9-12 years in Banking/Financial Industry; Notice period: Not explicitly mentioned in the JD.
Experienced in credit risk management with strategic orientation to proactively partner across business units for risk mitigation and issue resolution.
Strong organizational skills with ability to manage time and priorities under minimal supervision and influence stakeholders without direct authority.
Excellent communication and presentation skills with the capability to synthesize complex information into clear, compelling analyses and executive presentations.