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Tier-1 brand and metro location increase candidate density despite niche credit-review specialization.
Bank-specific credit review and regulatory knowledge reduces cross-industry transferability.
Explicit 10-year credit experience and regulatory/CALRM expertise create stringent shortlisting filters.
Independently manage and execute credit risk reviews for Citibank N.A. India portfolios following CALRM procedures.
Assess credit risk management effectiveness, portfolio quality, and compliance with credit policies and regulatory expectations.
Prepare, approve, and ensure quality of Credit Assessment Documents and Review Reports; communicate emerging risks to senior management.
Minimum 10 years of credit experience in corporate or commercial banking.
Bachelor's degree in business, finance, or related field; Senior Credit Officer qualification preferred.
Experience in credit risk review, credit loan review mechanism, or similar roles; knowledge of credit policy and regulatory requirements.
Not explicitly mentioned: notice period or mandatory location; proficiency in Microsoft Office required.
Strong in credit risk management with expertise in corporate, commercial, and HNW lending portfolios.
Advanced analytical and project management skills capable of managing large review teams and identifying emerging risks.
Effective communicator able to influence senior management and coordinate corrective action plans.