Risk Analyst
Paytm (company site, opens in a new tab)0–3 yrsBengaluruOn-siteDirect career pageEst. 8–14 LPA
Posted on 1 Sept
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Job description
Structured overview of role & requirements
About This Role
- Implement and optimize credit risk policies across various loan products, ensuring adherence to regulatory and internal requirements.
- Analyze credit risk using machine learning models, alternative data, and traditional techniques to enhance underwriting effectiveness.
- Monitor risk policy performance, provide feedback to product and policy teams, and collaborate with technology teams to integrate risk-based decisioning.
Minimum Requirements
- 0-3 years experience, preferably in fintech or banking.
- Proficiency in SQL and Python for data analysis and manipulation.
- Bachelor's degree (B.Tech) from NIT, BITS, or other reputed institutions.
- Work Experience Required: 0-3 years relevant risk or credit analysis experience.
Ideal Candidate Profile
- Experience or exposure to credit risk assessment and underwriting processes in a fintech or banking environment.
- Strong analytical skills demonstrated by use of SQL and Python in data-driven risk evaluation.
- Ability to work closely with cross-functional teams including product managers, data scientists, and engineers to implement and improve credit risk frameworks.