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Tier-1 bank, mid-level credit role in Mumbai attracts many qualified applicants.
Requires specific banking credit-risk experience, limiting easy transferability across industries.
Explicit 4–6 years credit-risk requirement and regulated bank experience make shortlisting highly stringent.
Perform detailed credit risk analysis and monitoring for a portfolio of Financial Institution counterparties within Institutional Credit Management.
Prepare timely and high-quality credit approval documentation including Annual and Quarterly Reviews, and support Obligor Risk Ratings through independent analysis.
Partner with 1LoD and 2LoD stakeholders to support credit decisions aligned with Citi's risk appetite, ensuring compliance with policies and identifying emerging credit risks.
4 to 6 years of experience in Credit Risk, Financial Analysis, Audit, or related financial services roles.
Bachelor's degree in Finance, Accounting, Economics, Business, or related field.
Proficiency in financial statement analysis, credit risk fundamentals, and preparation of credit-related documentation.
Work Experience Required: 4 to 6 years in relevant financial roles; Notice period: Not explicitly mentioned in the JD.
Experienced in assessing credit risk of Financial Institutions with strong analytical skills to interpret complex financial data and industry trends.
Skilled in preparing thorough credit documentation and managing portfolio risk monitoring in a regulated financial environment.
Collaborative and capable of working effectively with cross-functional teams (1LoD and 2LoD) to ensure sound credit decision-making aligned with organizational risk policies.