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Metro location and common sales title increase competition, mid-to-senior experience narrows candidate pool.
LAP lending and banking channel experience is domain-specific, limiting cross-industry transferability.
Explicit 7-15 years requirement and LAP banking/channel experience make shortlisting moderately strict.
Own and grow the Loan Against Property (LAP) portfolio within the assigned geography by managing acquisition channels like DSAs, DSTs, and branches.
Achieve specific disbursement, portfolio growth, and revenue targets for the LAP business.
Manage end-to-end customer lifecycle from lead generation to disbursement and ensure portfolio quality by adhering to credit and compliance guidelines.
7 to 15 years of work experience in sales or related portfolios.
Graduate degree in any specialization.
Experience managing multiple sourcing channels including Direct Selling Agents and Branch Banking channels.
Not explicitly mentioned: Notice period or strict location requirements besides Pune.
Experienced in consultative sales with ability to evaluate commercial opportunities and customer suitability.
Proven track record in managing channel partners and driving portfolio growth in lending business.
Ability to collaborate cross-functionally with credit, operations, and product teams to ensure customer experience and business outcomes.