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Strong Tata brand, popular loan-officer sales role, and broad skill requirements increase competition.
High—microfinance JLG experience and loan-disbursement skills are industry-specific and less transferable.
Moderate filters: microfinance/JLG experience preferred but freshers accepted.
Achieve loan disbursement and collection targets while minimizing delinquency in assigned territories.
Identify and manage Joint Liability Groups (JLG) for loan disbursement, ensuring product acceptability in new regions and opportunities for market expansion.
Maintain portfolio quality by monitoring dues, delinquency, fraud risks, and conduct regular field visits and meetings with clients and loan applicants.
Work Experience Required: Fresher up to 5 years in microfinance sales or related role.
Basic understanding of microfinance business and JLG model preferred.
Graduation in any discipline is mandatory.
Specific notice period: Not explicitly mentioned in the JD.
Experienced in sales and relationship management within the microfinance or financial services sector.
Capable of leading and managing teams across multiple territories for business growth and market penetration.
Comfortable with frequent fieldwork, client interaction, and managing loan portfolios with a focus on quality and repayment discipline.