Loan Officer - Retail MFB - Sales - Hasanpur - Rajput Colony - J Grades
Tata Capital Limited (company site, opens in a new tab)0–5 yrsUttar PradeshOn-siteDirect career pageEst. 1.8–4 LPA
Posted on 1 Sept
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Job description
Structured overview of role & requirements
About This Role
- Achieve loan disbursement and collection targets while minimizing delinquency in assigned territories.
- Identify and manage Joint Liability Groups (JLG) for loan disbursement, ensuring product acceptability in new regions and opportunities for market expansion.
- Maintain portfolio quality by monitoring dues, delinquency, fraud risks, and conduct regular field visits and meetings with clients and loan applicants.
Minimum Requirements
- Work Experience Required: Fresher up to 5 years in microfinance sales or related role.
- Basic understanding of microfinance business and JLG model preferred.
- Graduation in any discipline is mandatory.
- Specific notice period: Not explicitly mentioned in the JD.
Ideal Candidate Profile
- Experienced in sales and relationship management within the microfinance or financial services sector.
- Capable of leading and managing teams across multiple territories for business growth and market penetration.
- Comfortable with frequent fieldwork, client interaction, and managing loan portfolios with a focus on quality and repayment discipline.