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Strong Tata brand and common loan-officer sales profile with entry–mid experience creates moderate candidate competition.
Core sales skills transfer easily, but microfinance JLG experience preference raises domain specificity moderately.
Explicit experience cap, microfinance/JLG preference and graduate requirement enforce moderate filtering.
Achieve loan disbursement targets while minimizing delinquency in assigned territories.
Develop and manage teams for market penetration and geographical expansion of microfinance operations.
Conduct field visits and meetings to manage loan application, disbursement, repayment, delinquency, and build client relationships.
Work Experience Required: Fresher to maximum 5 years, preferably in microfinance sales or related business.
Graduate degree in any discipline.
Basic understanding of Microfinance business and Joint Liability Group (JLG) model preferred.
Not explicitly mentioned: Notice period requirement.
Experienced in sales roles within microfinance or related financial services, familiar with JLG loan processes.
Capable of managing teams and expanding business across territories with focus on collections and delinquency control.
Strong relationship management skills with ability to engage clients and maintain portfolio quality.