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Common process title, metro location, mid-level experience, and broad applicant pool raising competition.
Role requires niche US mortgage payoff knowledge and loan-document expertise, limiting cross-industry transferability.
Mandatory US mortgage payoff experience and night-shift requirement create moderate screening rigor.
Handle payoff requests from borrowers, authorized third parties, investors, and foreclosure/bankruptcy departments according to defined guidelines.
Review loan documents (promissory notes) and apply specified conditions to prepare accurate payoff statements.
Calculate interest, default interest, extension fees, and late charges as per loan documents and send payoff statements to investors for approval before dispatching to requesters.
Minimum 2 years of experience in payoff process, US mortgage, or mortgage servicing.
Commerce graduate (B.Com) with first class pass percentage.
Ability to work night shifts or as per business requirements (24x7 shift).
Location: Gurgaon.
Experience specifically with US mortgage payoff processes or mortgage servicing departments.
Strong numerical and analytical skills with attention to detail and accuracy in financial calculations.
Proficient in using Excel formulas and functions for data processing and calculations.