Credit Risk - Manager
Paytm (company site, opens in a new tab)5–8 yrsNoidaOn-siteDirect career pageEst. 18–28 LPA
Posted on 31 Aug
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Job description
Structured overview of role & requirements
About This Role
- Develop and deploy analytical solutions to provide data-driven insights for lending business decision making.
- Monitor, analyze, and optimize lending portfolios for consumer and merchant products.
- Design and refine risk strategies, including stress testing, loss forecasting, and scenario planning, to support risk-adjusted business growth.
Minimum Requirements
- 5 to 8 years experience in portfolio risk management within Fintech, Banks, or NBFCs.
- Proficiency in SQL, Python, R, Pyspark required.
- Familiarity with credit risk tools including Bureau data, Alternate Data, Scorecards, Digital Lending APIs and BI tools like Tableau, Looker, or Metabase.
- Work Experience Required: 5 to 8 years in portfolio risk management.
Ideal Candidate Profile
- Experienced in managing credit risk portfolios with demonstrated ability to translate complex data into actionable business recommendations.
- Skilled in advanced analytics and machine learning applications in credit risk modeling.
- Able to collaborate effectively with business stakeholders and partners to integrate risk strategy into product growth and collections efforts.