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Regional microfinance loan officer role with strong Tata brand and mid-level experience attracts moderate competition.
Microfinance and JLG-specific sales and collections skills limit transferability across industries.
Explicit 0–5 years cap plus microfinance/JLG preference and graduate requirement create moderate filtering.
Responsible for achieving loan disbursement targets while minimizing delinquency rates.
Identify and manage Joint Liability Groups (JLGs) and disburse loans to appropriate target customers in assigned geographies.
Manage loan repayments, delinquency, and conduct field visits, centre meetings, and follow-ups to maintain portfolio quality and growth.
Work Experience Required: Fresher to 5 years in microfinance sales role.
Graduate in any discipline.
Basic understanding of Microfinance business and JLG model preferred.
Not explicitly mentioned: Notice period, location constraints, or certifications.
Experience in managing or sourcing business in microfinance domain, specifically with JLG lending.
Ability to handle relationship management and sales in rural or semi-urban areas.
Demonstrated capability in field operations like loan follow-ups, meetings, and delinquency management.