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Tier-1 brand, mid-level role, and metro location drive high candidate competition.
Requires banking-specific core systems and regulatory expertise, limiting cross-industry transferability.
Explicit 4–7 years plus mandatory retail banking process and regulatory experience makes filters stringent.
Own and optimize retail banking processes across Deposits, Lending, and Payments, from discovery through rollout to continuous improvement.
Collaborate with business, operations, risk/compliance, and technology teams to enhance efficiency, ensure compliance, and improve customer satisfaction.
Lead process documentation (BRD/FRD, BPMN), UAT planning and execution, and support risk/compliance audits and change adoption.
3–5 years of experience in retail banking process consulting with exposure to Deposits, Lending, or Payments; cross-domain exposure preferred.
Mandatory skills: Core Banking and Business Analysis (BA).
Education: BE/B.Tech and MBA mandatory.
Strong regulatory knowledge including RBI, KYC/AML, FATCA/CRS, NPCI, Fair Practices Code, IRAC/NPA norms, and card dispute/chargeback rules.
Experience with Core Banking platforms (Finacle/Flexcube), LOS/LMS, and payment switches/gateways with integration knowledge.
Ability to translate business needs into detailed functional requirements and lead stakeholder management.
Familiarity with Lean/Six Sigma methodologies for process optimization and hands-on experience in UAT and process metrics tracking.