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Tier-1 employer, common finance role, mid-level experience requirement, metro Bengaluru increases applicant density.
Role requires domain-specific credit and commercial banking expertise, limiting cross-industry transferability.
Explicit 2+ years, mandatory commercial credit experience and domain-specific skills create stringent screening.
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Review and analyze complex credit information of loans for companies and industries to support credit approval.
Provide quality checks and feedback on work performed by junior team members within the Commercial Banking Portfolio Management team.
Utilize AI tools for routine tasks such as summarizing information, drafting content, and analyzing data while maintaining oversight and applying critical thinking to AI outputs.
Minimum 2+ years of financial analysis experience or equivalent via work experience, training, military experience, education.
Educational qualification: At least B.Com or equivalent degree; MBA preferred.
Experience in commercial credit across diversified asset classes including corporate entities and real estate.
Ability to analyze financial statements, real estate documents, and demonstrate strong communication skills; intermediary to advanced Excel skills is a plus.
Experienced in commercial banking credit analysis, capable of independently reviewing and interpreting complex financial data and real estate documents.
Comfortable applying AI technologies with critical thinking for enhanced efficiency and compliance.
Proactive and able to provide feedback to junior members while maintaining ownership and quality of deliverables.