Gold Loan Authorizer - Gold Loan - Sales - Mumbai - Borivali - (M1-M3)
Tata Capital Limited (company site, opens in a new tab)MaharashtraOn-siteDirect career pageEst. 4–8 LPA
Posted on 30 Aug
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Job description
Structured overview of role & requirements
About This Role
- Oversee end-to-end branch operations for gold loan business including sourcing, appraisal, disbursement, renewals, and closures ensuring TAT and SLA adherence.
- Manage secure custody, storage, and audit of pledged gold and related documentation with strict control over vault operations and valuation standards.
- Drive compliance with regulatory norms, conduct audits, lead risk mitigation, and support branch teams while enabling business growth through operational readiness and reporting.
Minimum Requirements
- Graduate degree required; preference for B.Com, BBA, B.Sc; MBA/PGDM or relevant certifications preferred.
- Knowledge and experience in gold loan operations, branch banking, KYC, compliance, and regulatory requirements.
- Skills in team management, risk management, cash handling, reconciliation, and MS Excel/operational MIS reporting.
- Work Experience Required: Not explicitly mentioned in the JD.
Ideal Candidate Profile
- Experience managing comprehensive branch-level gold loan operations with focus on process compliance and customer service excellence.
- Ability to lead branch teams, drive operational productivity, maintain audit readiness, and handle risk in a regulated financial environment.
- Comfortable supporting sales growth through backend operational enablement and generating actionable MIS insights.