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Strong Tata brand, common branch-sales title, and mid-level experience range increase applicant competition.
Preference for microfinance JLG sales experience reduces cross-industry transferability.
Explicit 0–5 year requirement plus mandatory microfinance/JLG sales experience tightens shortlisting.
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Drive achievement of loan disbursement targets with minimal delinquency in assigned territories.
Develop and manage sales teams to increase market penetration and identify new customer groups for microfinance loans.
Oversee portfolio quality by monitoring repayments, delinquency, frauds, and conducting regular field visits and meetings.
Experience: Freshers up to 5 years as a sales officer in microfinance business.
Qualification: Graduate in any discipline.
Knowledge: Basic understanding of Microfinance business and Joint Liability Group (JLG) model preferred.
Not explicitly mentioned in the JD: Notice period or strict location constraints.
Has experience working directly in microfinance sales and client relationship management.
Comfortable managing teams and driving targets in field sales oriented roles.
Familiarity with loan disbursement processes, repayments tracking, and addressing delinquencies in microfinance context.