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Tier-1 brand, common sales role, and metro location increase applicant competition.
LAP channel sales demands lending domain knowledge and client networks, limiting cross-industry transferability.
Product-specific lending role with RBI compliance suggests moderate filtering despite no explicit years.
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Drive and achieve sales targets for retail loan products, focusing on Loan Against Property, through aggressive sales and cross-selling.
Manage the end-to-end process from client lead generation to file processing and disbursement, coordinating with internal Operations and Credit teams.
Lead, motivate, and manage a team of relationship managers to optimize productivity and ensure achievement of business and profitability targets while maintaining compliance with audit and RBI regulations.
Minimum Education: Graduate/Post Graduate in any discipline.
Experience: Not explicitly mentioned in the JD.
Familiarity with retail loan products and sales processes, especially Loan Against Property.
Ability to ensure compliance with Audit and RBI regulations.
Experienced in managing and motivating sales teams to achieve aggressive retail loan sales targets in competitive environments.
Strong understanding of market trends, competitor intelligence, and client relationship management for repeat business and referrals.
Skilled in coordinating across departments (Operations, Credit) to ensure smooth loan processing and timely disbursement.