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Senior, niche banking-payments BA with specific platform expertise reduces candidate competition despite strong employer brand.
Requires deep banking and payments domain expertise, limiting cross-industry transferability.
Explicit 10-15 years, domain-specific payments expertise and platform experience make shortlisting highly strict.
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Lead end-to-end business analysis for banking and payments transformation programs including requirement gathering, documentation (BRD, FRD, user stories), and gap analysis.
Drive solution design and validate feasibility with technology teams, participate in client workshops, requirement walkthroughs, and collaborate with vendors during implementation.
Support system integration and user acceptance testing, defect triage, and mentor junior analysts while ensuring alignment with regulatory and compliance standards.
10-15 years of relevant work experience in banking and payments domain.
Strong knowledge of core banking lifecycle, payments processing lifecycle including ISO 20022 schemes (CBPR+, FED, CHIPS, CHAPS, SEPA, CHATS, RITS).
Familiarity with banking products like Temenos Transact (T24) preferred, Oracle FLEXCUBE, Infosys Finacle, ACI RTPS, and SQL.
Experience working with Agile/Scrum methodologies, and ability to engage with global cross-functional teams in client-facing roles.
Experienced in core banking and payments system integration and data design with exposure to SWIFT and ISO 20022 standards.
Strong leadership capabilities with proven ability to drive client workshops, mentor junior analysts, and manage stakeholder communications effectively.
Capable of working in cross-functional, global teams and handling complex transformation programs involving multiple vendors and technology stacks.