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Tier-1 brand, metro location, mid-level generalist product role with broad cross-functional requirements.
High—requires banking-specific product and regulatory expertise, reducing cross-industry transferability.
High—explicit 6+ years, banking/product expertise, and regulatory controls required.
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Lead development and management of India Commercial Bank loan product offerings ensuring alignment with RBI regulations, including Priority Sector Lending and MSME lending.
Own loan policies, risk controls, and regulatory reporting accuracy, particularly related to the Current Account Circular and semi-annual remediation exercises.
Collaborate cross-functionally with CLM, IBC, Finance, Treasury, Tech, and Loan Operations to drive sustainable loan portfolio growth, optimize treasury management, and improve lending efficiency and client experience.
6+ years of experience in banking, loan or product management, or related functions.
Undergraduate degree required.
Must have experience with compliance to RBI regulations on PSL, MSME Lending, and Current Account Circular.
Work Location: Mumbai, India; willingness to operate under banking regulatory environment.
Experienced in managing commercial banking loan products with direct responsibility for regulatory adherence and portfolio growth.
Strong cross-functional collaborator capable of aligning business, finance, operations, and technology teams for process and control improvements.
Analytically skilled with ability to influence senior management using portfolio data and reporting insights.