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Tier-1 brand, popular SME sales role, mid-level experience, and metro location increase candidate competition.
Requires SME lending, credit assessment, and banking compliance, making skills less transferable across industries.
Explicit 3–6 years requirement plus SME credit assessment, compliance, and regulated banking experience raises strictness.
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Originate and acquire new SME business prospects through direct sourcing and open market channels, managing customer proposals through to disbursement.
Drive revenue generation by meeting SME clients to identify business opportunities and cross-sell retail and other financial products including leasing, insurance, and wealth management.
Maintain portfolio quality by managing early delinquency, compliance parameters, and ensuring adherence to regulatory and internal policies.
Minimum degree required: Graduate or Post Graduate in any discipline.
Work Experience Required: 3-6 years in SME banking or related sales role.
Location: Not explicitly mentioned in the JD, but role title suggests Ahmedabad, Navrangpura.
Position Type: Full Time.
Experience in originating and managing SME banking credit proposals with ability to assess credit risk and structure tailored credit facilities.
Proven track record in achieving New To Business (NTB) targets and cross-selling retail banking or financial products to SME clients.
Capability to maintain portfolio quality through risk management and regulatory compliance in SME financial services environment.