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Strong Tata Capital brand, common sales title, and mid-level applicant pool increase competition to medium.
Role demands microfinance and JLG expertise, reducing cross-industry transferability.
Explicit experience cap and required microfinance sales experience enforce strict candidate filtering.
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Achieve disbursement targets while minimizing delinquency by identifying joint liability groups (JLG) and managing loan disbursements.
Lead and develop teams across assigned territories to expand market penetration and operational geography through assessment of client base and product acceptability.
Manage disbursement, repayment, delinquency control, conduct regular field visits, centre meetings and ensure portfolio quality by monitoring dues, delinquency, and frauds.
Work Experience Required: Fresher up to 5 years as a sales officer in microfinance business.
Basic understanding of Microfinance business and JLG model preferred.
Graduate degree in any discipline.
Not explicitly mentioned: Notice period and specific location constraints beyond Sunnaghatta.
Experience in microfinance sales with a track record in managing JLG loan portfolios and delinquency control.
Ability to lead teams and drive business growth in assigned territories focused on market expansion and client relationship management.
Comfortable with conducting field visits, client meetings and handling day-to-day operational collections and credit monitoring activities.