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Metro role, strong Tata brand, popular sales title, and 3–6 years mid-level experience increase applicant competition.
High because SME lending, credit assessment, and equipment finance skills are industry-specific and less transferable.
Explicit 3–6 years requirement plus SME credit and financial analysis makes filters rigid.
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Originate and acquire new SME business prospects through direct sourcing and open market channels.
Manage SME customer relationships from proposal stage to disbursement, driving revenue and cross-selling retail banking products.
Assess credit risk, conduct financial analysis, and structure credit facilities tailored to SME client needs.
Minimum Education: Graduate or Post Graduate in any discipline.
Work Experience Required: 3-6 years in relevant domain.
Experience in SME sales, credit assessment, and financial analysis.
Location: Not explicitly mentioned in the JD.
Experienced in SME business origination and customer acquisition with demonstrated ability to meet targets.
Proficient in credit risk assessment and financial structuring for SME clients.
Able to navigate compliance and regulatory requirements related to SME banking.