Back
High competition due to Tier-1 brand, common RM role, mid-level experience, and Mumbai location.
High: role requires industry-specific SME lending, credit and working-capital sales experience not easily transferable.
High: explicit 3-5 years plus mandatory SME lending and working-capital sales experience required.
Login to See Your Match Score
Create a free account or log in to unlock your CV match score across:
Build and manage a diversified SME portfolio within IBG 4 segment with turnover up to ₹100 crore, ensuring revenue from assets, trade, cash, treasury, and fees.
Source new-to-bank asset relationships, ensure sanction and disbursement in coordination with Customer, Risk, and Operations teams, maintaining portfolio risk within bank guidelines.
Monitor portfolio health to maintain nil delinquencies, achieve individual revenue targets, and drive cross-selling to increase profitability.
3 to 5 years total sales experience, with 2 to 3 years in SME/Business Banking Lending.
2 to 3 years experience in Working Capital sales and service portfolio.
Bachelor's degree in Finance, Economics, Commerce or MBA or CA qualification.
Location requirement: Mumbai.
Proven track record in asset business sales within the SME/Business Banking segment with strong knowledge of SME market preferences.
Strong skills in portfolio monitoring, early warning identification, and risk mitigation to maintain healthy asset quality.
Capable of building client relationships and cross-selling multiple banking products to grow wallet share and profitability.