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Strong Tata brand, generic mid-level sales role, and broad hiring needs increase candidate competition.
Retail loan product and credit process expertise required, reducing transferability across industries.
No explicit years, but managerial and retail loan experience requirements create moderate screening.
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Drive sales and achieve business targets specifically for retail loan products through aggressive sales and cross-selling.
Manage end-to-end loan processing coordination from login to disbursement working with Operations and Credit teams.
Lead and manage a team of relationship managers to optimize productivity and achieve area business targets, including training and motivational strategies.
Post Graduate or Graduate degree in any discipline.
Work Experience Required: Not explicitly mentioned in the JD.
Experience in retail loan product sales and client relationship management implied but not explicitly quantified.
Compliance with audit, RBI regulations, and internal company policies is mandatory.
Experienced in managing and motivating sales teams with demonstrated ability to meet or exceed sales targets in retail lending.
Strategic in understanding market trends and competitor intelligence to shape sales and marketing strategies.
Proficient in coordinating cross-functional teams (Operations, Credit) to ensure smooth loan processing and compliance.