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Popular mid-level PM title, 4+ years, and Bangalore metro increase applicant competition despite fintech specialization.
Requires deep UPI/NPCI and payments domain expertise, limiting transferability across industries.
Explicit 4+ years plus mandatory UPI/NPCI, payments and AI experience create stringent shortlisting filters.
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Own and drive the UPI product roadmap including P2P, P2M, QR payments, VPA management, mandate/autopay, and UPI Lite.
Systematically improve payment success rates by analyzing failure patterns and implementing intelligent retry and routing strategies.
Lead application of AI/ML for fraud scoring, payment routing, anomaly detection, and personalized user payment experiences.
Minimum 4 years experience as a Product Manager with hands-on UPI product experience (TPAP, PSP, or payment gateway).
Strong knowledge of NPCI ecosystem, UPI error handling, settlement flows, and compliance.
Experience with AI/ML applications in payments including fraud scoring and transaction routing; ability to spec and evaluate models.
Proficiency in data analysis including SQL, plus experience shipping consumer-facing payment features on mobile
Experience working across technical and business domains with strong analytical skills and comfort in compliance and API discussions.
Background in multiple fintech products such as wallets, lending, credit cards, insurance, or BNPL for ecosystem perspective.
Demonstrated ability to manage fintech partner relationships (PSP, TSP, NPCI) and direct NPCI engagement on TPAP applications or certifications.