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Mid-level product role, metro location, known brand, and popular PM title create high applicant competition.
Requires NPCI/UPI and TPAP experience, making candidate backgrounds highly industry-specific.
Explicit 4+ years plus mandatory UPI/NPCI, TPAP, AI and SQL requirements make shortlisting strict.
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Own end-to-end UPI product lifecycle including P2P, P2M, QR payments, VPA management, mandate/autopay, and UPI Lite.
Drive NPCI compliance and coordinate with PSPs/TSPs managing TPAP application, escalations, and SLA tracking.
Use data analysis and AI/ML to improve payment success rates, design intelligent payment experiences, and manage fraud/risk frameworks.
4+ years as Product Manager specifically with hands-on UPI product experience (TPAP, PSP, or payment gateway).
Strong knowledge of NPCI ecosystem, UPI error codes, settlement flows, and compliance.
Experience in applying AI/ML concepts to payments such as fraud scoring, routing, and anomaly detection (model building not required).
Proficient in SQL, payment data analysis, and shipping consumer-facing payment features on mobile applications.
Experienced in driving technical and business discussions across compliance, API specs, and business KPIs.
Comfortable managing fintech payment partner relationships and navigating complex regulatory requirements.
Has a broad understanding of fintech products beyond UPI, including wallets, lending, insurance, BNPL, and cross-border payments.