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Strong Tata brand, popular branch-sales role and metro location increase applicant competition.
Gold-loan appraisal, collections and regulatory requirements limit transferability across industries.
Preference for gold-loan operations, appraisal expertise and sales targets creates moderate screening filters.
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Lead all operations of a Gold Loan branch including loan appraisal, processing, and disbursement.
Drive monthly business growth targets through sales campaigns, local sourcing, and portfolio quality management.
Oversee branch profitability, risk management, staff performance, and compliance with regulatory and internal controls.
Graduate degree required; preference for Commerce, Finance, or Business.
Experience in gold loan operations, including gold appraisal and loan processing is implied but not explicitly quantified.
Mandatory skills include sales and business development, team leadership, risk and compliance management, and financial analysis.
Work Experience Required: Not explicitly mentioned in the JD.
Strong experience in managing gold loan portfolios with ability to control NPAs and fraud prevention.
Proven ability to lead sales-driven branch teams and execute local market campaigns effectively.
Operationally skilled in financial monitoring and reporting, with a focus on branch profitability and cost management.