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Tier-1 bank, metro location, mid-level generalist credit role yields high applicant density.
Role requires banking credit analysis, covenants, and underwriting experience, making industry transferability limited.
Explicit 2-5 years plus banking credit analysis and spreading software requirement increases filtering strictness.
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Analyze financial trends and client data to support underwriting decisions and risk management.
Manage risks in borrowing relationships by performing financial statement spreads, monitoring compliance, and tracking covenants.
Support underwriting manager through periodic reviews and customer site visits while ensuring adherence to Citibank policies and regulations.
2-5 years of experience in credit analysis within a financial institution.
Bachelor’s or equivalent degree required.
Experience with financial statement spreading software is mandatory.
Not explicitly mentioned: Notice period or location requirements.
Strong analytical and data interpretation skills to identify and assess credit risk effectively.
Ability to work independently while integrating specialty knowledge with broader industry standards.
Experience in complying with risk management policies and handling complex, sensitive information in a regulated environment.