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Known finance brand and common sales title increase applicant competition despite non-metro location.
High - microfinance and JLG model experience is industry-specific and less transferable across sectors.
Low - freshers accepted and microfinance/JLG experience is preferred but not strictly mandatory.
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Achieve disbursement and collections targets with focus on minimizing loan delinquency.
Identify Joint Liability Groups (JLGs) and new clients for loans within assigned territories to drive microfinance business growth.
Conduct field visits, manage loan recoveries, ensure portfolio quality by monitoring dues, delinquency, and fraud.
Work Experience Required: Fresher to 5 years experience as a sales officer in microfinance business.
Education: Graduate in any discipline.
Basic understanding of Microfinance business and JLG model preferred.
Not explicitly mentioned: Notice period or strict location requirement beyond assignment to Rajahmundry area.
Experience or familiarity with microfinance operations, especially JLG lending and collections management.
Demonstrated ability to develop client relationships and manage sales in assigned geographic areas.
Capable of performing regular field visits, client follow-ups, and maintaining portfolio quality through active controls.