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DBS's strong brand, mid-level product title, and Mumbai location create high competition.
Role requires SME lending and credit program experience, making industry-specific background highly important.
Explicit 6–8 years requirement and mandatory SME lending/product expertise increases shortlisting strictness.
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Own end-to-end product management for SME lending programs including Ecosystem-led, co-lending, anchor-led and alternate lending constructs.
Drive product strategy, credit program design, SOP creation, portfolio governance, and regulatory compliance for SME lending.
Collaborate with stakeholders and partners to enable digital lending journeys, portfolio monitoring, risk control, and commercialization of lending partnerships.
6-8 years of relevant experience in Product Management, lending, trade finance, or digital products.
MBA in Finance/Marketing or CA/CFA from a Tier-1 institute preferred.
Proficiency in MS Word, PowerPoint, and Excel.
Location requirement: Mumbai.
Experienced in managing credit programs and digital product delivery within SME lending or commercial banking domains.
Ability to work cross-functionally with risk, credit, technology teams and external ecosystem partners.
Skilled in designing SOPs and credit policies, with understanding of portfolio governance and regulatory compliance for lending products.