





Strong SBI Card brand plus metro location and general analytics skillset yield medium candidate competition.
Collections scorecard and credit-risk modeling require domain-specific BFSI experience, so high sensitivity.
Requires specific analytics tools, scorecard development and collections domain expertise, indicating medium strictness.
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Own development and performance tracking of collections scorecards for assigned buckets (early/mid/late/recovery stages).
Conduct stress testing and ongoing monitoring of collections strategies and models, recommending enhancements to improve recovery and efficiency.
Collaborate with field and telecalling teams to implement optimized calling and referral strategies and prepare MIS/business reports for leadership.
Graduate degree with exposure to data modelling.
Experience in analytics tools and methodologies including SQL, Python, SAS, Tableau, and backend data architecture.
Work Experience Required: Not explicitly mentioned in the JD.
Preferred industry experience: BFSI (Banking, Financial Services, and Insurance).
Strong analytical skills with hands-on experience in scorecard and propensity model development for collections strategies.
Familiarity with collections operations across various recovery stages and ability to translate data insights into operational improvements.
Experience working with cross-functional teams (field and telecalling) to implement data-driven strategies and meeting defined recovery and cost metrics.