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Tier-1 brand, metro Mumbai, generalist credit role with broad requirements increases competition.
Specialized banking credit analysis and regulatory knowledge limit cross-industry transferability.
Requires credit underwriting experience and finance qualifications, yielding moderately strict screening.
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Perform detailed credit analysis and prepare rating reports and credit reviews for Corporate and Financial Institution counterparties.
Actively participate in live trade assessments by collaborating with onshore credit officers, providing recommendations, and completing credit write-ups.
Monitor assigned international credit portfolios for rating changes, market developments, covenant compliance, and exposure limits, ensuring timely updates and risk management.
Relevant professional qualifications such as MSc, MA, MBA, CA, CFA, or equivalent.
Relevant work experience in credit underwriting.
Strong analytical skills including financial statement analysis, cash flow modeling, and understanding of financial markets.
Location: Mumbai, India.
Experienced in credit risk assessment with ability to analyze complex financial statements and cash flows.
Comfortable interfacing directly with onshore credit officers and multiple internal stakeholders to deliver credit recommendations and manage exposure.
Capable of managing a portfolio and executing credit monitoring and regulatory compliance tasks independently in a global banking environment.