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High due to strong Kotak brand, common RM title, mid-level experience, and broad sales requirements.
High because role requires LAP/home-loan and NBFC lending experience, limiting cross-industry transferability.
High due to explicit minimum years and mandatory LAP/home-loan/NBFC domain experience.
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Source high-quality Loan Against Property (LAP) cases primarily through Direct Selling Agent (DSA) channels, ensuring adherence to policies and regulations.
Achieve monthly and quarterly LAP business disbursement and fee income targets by managing a strong sales pipeline.
Coordinate with credit and operations teams to ensure smooth processing, while maintaining compliance with KYC, documentation, and regulatory standards.
Minimum 3 years of full-time permanent experience in LAP, Home Loan, or SME Lending within Banking or NBFC sector.
Graduate degree required; bachelor's in finance, business administration, or related field preferred.
Strong understanding of secured lending, property documentation, and regulatory compliance for LAP products.
Not explicitly mentioned: notice period or explicit location constraints.
Experienced in managing DSA relationships and driving LAP sales volume in a competitive financial services environment.
Capable of independently managing end-to-end sales processes and collaborating cross-functionally with underwriting, legal, and operations teams.
Proficient in interpreting customer financial data and tailoring secured loan solutions to client needs, with strong interpersonal and communication skills.