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Metro location, popular RM sales title, mid-level experience band, and broad skill requirements increase applicant competition.
Role requires specific secured-lending, property-documentation, and NBFC/banking experience, making cross-industry transferability low.
Explicit minimum experience plus mandatory LAP/Home Loan/NBFC domain expertise and documentation/compliance requirements raise screening strictness.
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Acquire Loan Against Property (LAP) customers primarily via Direct Selling Agent (DSA) channels, ensuring adherence to policies and regulatory guidelines.
Meet or exceed monthly and quarterly disbursement and fee income targets while maintaining a healthy business pipeline in a competitive market.
Coordinate with credit and operations teams for smooth loan processing; perform initial financial and property document screening to ensure portfolio health.
Minimum 3 years of full-time, permanent experience in LAP, Home Loan, or SME Lending within Banking or NBFC sector.
Graduate degree minimum; bachelor's in finance, business administration, or related field preferred.
Strong understanding of secured lending, property documentation, and regulatory compliance requirements.
Not explicitly mentioned: Notice period or specific location requirements.
Experienced in relationship management with a strong track record in sales target achievement within financial services.
Comfortable operating in a high-performance, target-driven environment with ability to build and maintain strong client and DSA relationships.
Proficient in interpreting financial data for loan recommendations and familiar with CRM tools and MS Office.