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Metro location, popular sales title, 3+ years requirement, and recognizable employer brand raise applicant competition.
Role's LAP/home-loan expertise and NBFC lending experience make cross-industry transfers difficult.
Mandatory 3+ years LAP lending experience and domain-specific underwriting documentation requirements create strict shortlisting filters.
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Source high-quality Loan Against Property (LAP) cases primarily via Direct Selling Agents (DSAs) and maintain strong DSA relationships.
Achieve monthly and quarterly disbursement and fee income targets in a competitive market while managing a healthy sales pipeline.
Coordinate with credit and operations teams for smooth loan processing, ensure compliance with KYC, documentation, and regulatory standards.
Graduate degree minimum.
Minimum 3 years relevant full-time experience in LAP, Home Loan, or SME Lending within Banking or NBFC sectors.
Experience with secured lending and property documentation required.
Location: Not explicitly mentioned in the JD.
Proven track record in relationship management and sales in financial services related to LAP or mortgage products.
Experienced operating in target-driven, high-performance environments with ability to manage DSAs and internal stakeholders.
Strong knowledge of loan products, credit processes, and regulatory compliance in Indian mortgage market.