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Common mid-level RM sales role; 3-year requirement and moderate brand create medium applicant competition.
Role requires LAP/home loan lending experience and DSA relationships, limiting cross-industry transferability.
Mandatory 3+ years LAP lending experience plus KYC and credit screening increases shortlist strictness.
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Source high-quality Loan Against Property (LAP) customers primarily through Direct Selling Agents (DSAs) channels while maintaining compliance with internal and regulatory guidelines.
Achieve monthly and quarterly LAP business disbursement and fee income targets, ensuring a healthy sales pipeline in a competitive market.
Coordinate with credit, operations, and legal teams to ensure smooth loan processing, documentation, and portfolio health.
Minimum 3 years of relevant experience in LAP, Home Loan, or SME Lending within Banking or NBFC sectors as a full-time permanent employee.
Graduate degree required; preference for bachelor's in finance, business administration, or related field.
Strong understanding of secured lending products, property valuation, KYC, and legal documentation in the Indian lending context.
Work Experience Required: Minimum 3 years in relevant domain including relationship management and LAP products.
Experienced in relationship management and sales within financial services, specifically with Loan Against Property or mortgage products in India.
Capable of building and maintaining long-term client and DSA relationships while navigating a target-driven, competitive sales environment.
Comfortable collaborating cross-functionally with underwriting, legal, and operations teams to deliver seamless loan solutions and ensure compliance.